Homebuying Education Center

All Articles

6 min read June 5, 2025

What is an FHA Multifamily Loan?

Learn how FHA multifamily loans work, including FHA multifamily loan limits, requirements, property types, and benefits for owner-occupiers.

Joe Hooker , Development Manager & Content Author

NMLS #1289086

5 min read Updated June 4, 2025

What is a HomeReady® loan?

A HomeReady® loan is a conventional mortgage for low- to moderate-income borrowers. Learn how the program works and how to apply with Neighbors Bank.

Joe Hooker , Development Manager & Content Author

NMLS #1289086

4 min read June 2, 2025

FHA Non-Occupant Co-Borrower Rules

Learn FHA non-occupant co-borrower rules, including eligibility, documentation, and benefits of combining finances to boost loan approval chances.

Lindsay Onken , Executive Project Manager & Content Author

NMLS #1095319

16 min read May 21, 2025

The Housing Crunch Has Come for Rural America

Rural housing was once synonymous with affordability, but that’s changing. Explore how rural buyers are faring in an increasingly competitive housing market.

Jake Vehige , President of Mortgage Lending

NMLS #442241

6 min read May 15, 2025

How an FHA Adjustable Rate Mortgage Works

Learn how FHA adjustable-rate mortgages (ARMs) work, their benefits, and potential risks to help you decide if this loan option is right for you.

Jake Presti , Production Manager & Content Author

NMLS #47922

4 min read May 13, 2025

FHA Loan Employment Requirements & Exceptions

Learn about FHA employment requirements, including exceptions to the two-year rule, income stability, and guidelines to qualify for an FHA home loan.

Nathan Smith , Production Manager & Content Author

NMLS #1113712

6 min read May 12, 2025

FHA Debt-to-Income (DTI) Ratio Guidelines

Learn about the flexible FHA debt-to-income (DTI) requirements, compensating factors, and how your DTI ratio impacts your FHA loan eligibility.

Ashley Harris , Production Manager & Content Author

NMLS #1106948

5 min read Updated April 29, 2025

How to Get an FHA-Approved Condo

Learn how to finance a condo with an FHA loan, how to find qualifying condos, and why FHA loans are a great option for affordable homeownership.

Joe Hooker , Development Manager & Content Author

NMLS #1289086