Loans for real life
It's homebuying made affordable. First time and every time.
FHA Loans
- Only need 3.5% down
- Flexible credit requirements
One of the easiest loans to qualify for. Great for first-time buyers, or anyone without much saved or perfect credit.
USDA Loans
- No down payment needed
- Competitive interest rates
Designed specifically for rural and suburban homebuyers. Big upfront savings for those who are eligible.
VA Loans
- $0 down payment
- Lowest rates on average
Powerful benefits for Veterans and active duty, making homeownership easier to achieve.
Conventional Loans
- Most popular loan option
- Higher loan limits
The go-to for borrowers with strong credit, income, and cash savings. Often costs less in the loan term.
We have options for everyone. Our experts will help you find the best fit.
Down Payment Assistance
Overcome the biggest hurdle to homebuying. Support is here for you.
- Cover up to 100% of your down payment and closing costs
- Forgivable, deferred, and low interest plans available
- Work with our team to find the right program that’ll get you home
You're homebound
Don’t let imperfect credit hold you back. Work with our credit consultants to build your score and clear a path to preapproval.
- No cost to you
- Personalized plans
- One-to-one support
Hear from the Neighborhood
Straight talk from new homeowners.
Neighbors Bank helped our family purchase our very first home. We are immensely thankful and appreciative of their hard work. Thank you!!
Couldn't have been possible without the A-team at Neighbors Bank! My team handled every hurdle and got me into my home!
Our journey was long, but everyone at Neighbors was so helpful and supportive. We recommend them to everyone we know.
Neighbors Bank helped me purchase my first home for my daughter and me in a great community. We are excited for this new chapter :)
Big thank you to Neighbors Bank, who made buying my dream come true! You guys are absolutely amazing!
Tips and know-how from mortgage experts
Fast. Easy. Simple.
It's a better way to buy.
Get preapproved online or with our app so you never miss a beat.
Start your neighborhood search knowing exactly what you can afford.
Work with a team as dedicated to your timeline as you are.
You’re always in the loop
Know where you're at (and what comes next) on your road home. From start to finish, there are pros on your side who’ll make sure you’re good to go.
- Live updates for tracking progress
- Clear timelines and expectations
- Real people just a call, text, or email away
Get a home quote in minutes
- Skip the paperwork
- Get your numbers on the go
- Convenience at your fingertips
A savings account that makes sense. Not cents.
Earn 4.20% APY on balances less than or equal to $250,000*
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
*0.05% annual percentage yield (APY) on balances over $250,000. Rate effective 1-14-2026 and subject to change. Fees may reduce earnings. Balances over $250,000 may not be FDIC insured. One Neighbors Savings or Online Savings account per primary owner. Not available in Delaware. .