4 min read
January 26, 2024
USDA Loan Benefits: Advantages & Disadvantages of USDA Loans
Neighbors Bank's Homebuying Learning Center - Hear from the Experts
Homebuying is a big deal, and here at Neighbors Bank, we are here to guide you along the way. Learn all things homeowning, credit and financing, refinancing and more.
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4 min read
April 9, 2025
What is an FHA Amendatory Clause?
Understand the FHA Amendatory Clause: what it is, how it works, its requirements, and its impact on buyers and sellers in FHA-backed home transactions.
4 min read
April 2, 2025
How Many FHA Loans Can You Have?
While you can typically only have one FHA loan at a time, there are exceptions to getting two or more FHA loans at once. Learn how multiple FHA loans work.
2 min read
Updated
March 21, 2025
Down Payment Requirements for USDA Loans
A USDA loan typically requires no down payment, but the borrower must meet USDA eligibility requirements, such as living in a USDA-qualifying area.
4 min read
Updated
March 17, 2025
USDA Debt-to-Income Limits and Requirements
USDA loans have no official DTI limit, but a high ratio can impact eligibility. See how Neighbors Bank helps borrowers with higher debt.
4 min read
March 12, 2025
FHA Flip Rules
Learn about FHA flipping rules, FHA flip rule exceptions, and what to expect when purchasing recently renovated properties with an FHA loan
4 min read
March 10, 2025
The Home Possible® Loan, Explained
Learn what a Freddie Mac Home Possible® loan is, how it works, and how to apply for a Home Possible loan with Neighbors Bank.
4 min read
March 10, 2025
What is a HomeReady® loan?
A HomeReady® loan is a conventional mortgage for low- to moderate-income borrowers. Learn how the program works and how to apply with Neighbors Bank.
5 min read
March 6, 2025
USDA Loan Employment Requirements
Learn about USDA loan employment requirements, including job stability, income verification, and what lenders look for to qualify you for a USDA home loan.
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