4 min read
January 26, 2024
USDA Loan Benefits: Advantages & Disadvantages of USDA Loans
Neighbors Bank's Homebuying Learning Center - Hear from the Experts
Homebuying is a big deal, and here at Neighbors Bank, we are here to guide you along the way. Learn all things homeowning, credit and financing, refinancing and more.
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2 min read
Updated
March 21, 2025
Down Payment Requirements for USDA Loans
A USDA loan typically requires no down payment, but the borrower must meet USDA eligibility requirements, such as living in a USDA-qualifying area.
4 min read
Updated
March 17, 2025
USDA Debt-to-Income Limits and Requirements
USDA loans have no official DTI limit, but a high ratio can impact eligibility. See how Neighbors Bank helps borrowers with higher debt.
4 min read
March 12, 2025
FHA Flip Rules
Learn about FHA flipping rules, FHA flip rule exceptions, and what to expect when purchasing recently renovated properties with an FHA loan
4 min read
March 10, 2025
The Home Possible® Loan, Explained
Learn what a Freddie Mac Home Possible® loan is, how it works, and how to apply for a Home Possible loan with Neighbors Bank.
4 min read
March 10, 2025
What is a HomeReady® loan?
A HomeReady® loan is a conventional mortgage for low- to moderate-income borrowers. Learn how the program works and how to apply with Neighbors Bank.
5 min read
March 6, 2025
USDA Loan Employment Requirements
Learn about USDA loan employment requirements, including job stability, income verification, and what lenders look for to qualify you for a USDA home loan.
6 min read
February 19, 2025
Are FHA Loans Assumable?
Learn the pros and cons of FHA loan assumption, who can assume FHA loans, how much it costs, and how to get an assumable FHA loan, step by step.
7 min read
February 14, 2025
FHA vs. VA Loans—Which is Right for You?
Compare VA and FHA loans to find the best fit for your homebuying needs. Learn about eligibility, benefits & key differences between these popular loan options.
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